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Check your credit score and see what lenders think of you. Lending decisions made using our credit data, we’ve got the score that counts.
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FirstCentral Credit Bureau


A credit score is a statistical number that evaluates a consumer’s creditworthiness and is based on the individual’s credit history. It is an instant decision making tool that helps to reduce the time and cost associated with processing and underwriting credit applications.

Portfolio Monitoring Review (PMR)

The PMR report gives you an overview of your portfolio’s (internal and external) activity and performance over a specific time or period. The performance charts display the historical credit value and statistics of your portfolio as well as its performance.


iRemedy is a platform that allows authenticated users (financial and Non-financial institutions) edit records and also generate reports using a maker-checker system. The processes and status of operations can also be monitored and checked on the platform.


Generate Credit Report

FirstCentral Credit Bureau offers credit reports, credit scores, and daily monitoring. Check your updated credit report and always know where your credit stands. Input your BVN and get your score.

Enhancing Possibilities

FirstCentral Credit Bureau

Nigeria’s First and Truly Independent Credit Intelligence Firm

  • Improve my credit score
  • Dispute my credit score/report
  • Get credit score analysis
  • Take a loan
  • Check my credit score
  • View my credit score

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Credit Worthy?

Credit Worthiness reflects a person’s, company’s, or entity’s ability to pay back a debt.


Credit Ratings?

A credit rating is an assessment of the creditworthiness of a borrower in general terms.


What's Your Value?

Your values are the things that you believe are important in the way you live and work.

Need Credit?

Most people know they need a good credit score, but often do not understand why.

Our Testimonials

What People Say

Since I started using FirstCentral Credit Bureau my clients have been very happy at our reporting system which has on turn boost our customer base.

FirstCentral reports are concise, detailed and easy to understand. This has become a critical part of our risk management process, enabling us to effectively grow our revenues while managing the risk of doing so.

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Latest News



  • Wema Bank Makes A Pre-Tax Profit Of N4.3 Billion

    Wema Bank Plc has released its unaudited half-year financial results, revealing that its pre-tax profit has increased to N4.3 billion. Mr. Ademola Adebise, the company’s Managing Director, stated of the results, “We are pleased to release our results for the first half of the year.” Our performance reflects the organization’s attitude of resilience, as we have successfully recovered from the covid-impacted performance of the same period in 2020. “We expect a stronger performance for the full year of 2021 as the economy fully opens up. The bank will maintain its strong focus on the digital business in the second half […]
  • Buying Of Foreign Exchange- Banks Warn Against Presenting Fake Document

    Even as they indicated their preparedness to sell foreign exchange to the general public as mandated by the Central Bank of Nigeria, bank CEOs warned against using fake documents to obtain foreign money (CBN). This follows the CBN’s decision to stop selling foreign exchange to bureaux de change (BDCs) and instead direct clients to their banks for authorized transactions. During a virtual news briefing hosted by the Body of Bank Chief Executives, the CEOs of the banks stated that anyone attempting to purchase foreign exchange with fake documents will be reported to the CBN and the police for possible punishment. […]
  • The Naira Strengthens As Bank CEOs Pledge Support For The CBN’s New Foreign Exchange Policy

    On the parallel market on Thursday, the naira strengthened to N520 per dollar, higher than the previous day’s close of N525 per dollar. Chief Executive Officers (CEOs) of banks pledged to support the Central Bank of Nigeria’s (CBN) new foreign exchange (FX) measures and the regulator’s efforts to achieve FX stability. The naira closed at N411.67 to the dollar on the Investors and Exporters (I & E) FX window yesterday. The CBN also announced that it will begin refunding capital deposits and licensing costs to Bureau De Change (BDC) promoters who had outstanding license applications prior to Tuesday’s announcement of […]
  • The CBN Has Halted The Sale Of Dollars To BDCs

    The Central Bank of Nigeria (CBN) has announced that it will immediately cease selling foreign exchange to Nigerian Bureau De Change (BDC) operators. The Central Bank claims to have evidence that the BDCs were engaging in rent-seeking when it came to dollar sales. The remark was made by CBN governor Godwin Emefiele during a virtual press briefing on Tuesday to mark the end of the apex bank’s Monetary Policy Meeting (MPM). Emefiele also stated that the MPC has maintained all monetary policy parameters at the 11.5 percent Monetary Policy Rate. As a result, he stated that the CBN will no […]
  • FIRS and SystemSpecs Join Forces to Make Tax Remittances Easier

    SystemSpecs has partnered with the Federal Inland Revenue Service (FIRS) to boost tax administration through its Remita Payment Gateway, which powers payments on TaxPro-Max, a newly developed solution for submitting tax returns, as part of efforts to further simplify tax remittances in Nigeria. The Remita Payment Gateway platform for private sector and government payments has been integrated with the FIRS’s new TaxPro Max e-filling platform to automate tax filing, enable hassle-free registration, ease tax payments, and provide a single-view of transaction records, according to the company in a statement. Taxpayers can now register for TaxPro Max online or at a […]
  • Stanbic IBTC Re-affirms Commitment To SME’s

    Stanbic IBTC Bank Plc has reaffirmed its commitment to supporting Nigeria’s small and medium company (SME) sector. The bank recently held a webinar titled “Scaling Your Business in Challenging Economic Times,” which was well-attended by eager entrepreneurs hoping to overcome the economic issues that their businesses are now facing. The COVID-19 pandemic, a lack of innovative solutions, and a lack of access to adequate business finance, according to Wole Adeniyi, CEO of Stanbic IBTC Bank, are among the difficulties that have bedeviled Nigeria’s SME sector in recent years. “As a business entity, Stanbic IBTC understands that running a business is […]