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Check your credit score and see what lenders think of you. Lending decisions made using our credit data, we’ve got the score that counts.
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FirstCentral Credit Bureau
X-Score
A credit score is a statistical number that evaluates a consumer’s creditworthiness and is based on the individual’s credit history. It is an instant decision making tool that helps to reduce the time and cost associated with processing and underwriting credit applications.
Portfolio Monitoring Review (PMR)
The PMR report gives you an overview of your portfolio’s (internal and external) activity and performance over a specific time or period. The performance charts display the historical credit value and statistics of your portfolio as well as its performance.
iRemedy
iRemedy is a platform that allows authenticated users (financial and Non-financial institutions) edit records and also generate reports using a maker-checker system. The processes and status of operations can also be monitored and checked on the platform.
LOGIN TO IREMEDY PORTAL
Generate Credit Report
FirstCentral Credit Bureau offers credit reports, credit scores, and daily monitoring. Check your updated credit report and always know where your credit stands. Input your BVN and get your score.

Introducing the FirstCentral F-ALERT SMS/ EMAIL system. Get access to information on customer’s loan scoring and reports via SMS with analysis of the impact of non-repayments straight through your gadgets. F-ALERT aims to convince customers to pay up outstanding sums and improve their credit score.
This medium reaches the customer directly, and educates them on the impact of late/non-repayment of their loans hence improving repayment without breaching the privacy law
Firstcentral New Enquiry Portal is now BETA with features that makes the experience worth your while.
Introducing: Enhanced performance, speed, and accuracy, Forgot password feature, Change password Feature, Live chat, individual and organization search history, Easy access to DUD Cheque portal and many more… Migrate from our Classic Portal to the new BETA enquiry portal today.
FirstCentral Credit Bureau
Nigeria’s First and Truly Independent Credit Intelligence Firm
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Credit Worthy?
Credit Worthiness reflects a person’s, company’s, or entity’s ability to pay back a debt.
Credit Ratings?
A credit rating is an assessment of the creditworthiness of a borrower in general terms.
What's Your Value?
Your values are the things that you believe are important in the way you live and work.
Need Credit?
Most people know they need a good credit score, but often do not understand why.

WEBINAR REPLAY
We are pleased to inform you that FirstCentral Credit Bureau Limited held its informative webinar themed: “Harnessing The Benefits Of Cashless Policy On Credit Allocation In A Developing Nation” on the 13th of April, 2023. Click the button below to watch replay.
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Latest News
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Nigeria Approves $3.5bn Loan for Education and Power
Upon receiving approval from the Nigerian government, a $3.45 billion loan has been authorized for financing critical power sector initiatives, as well as an education and resource mobilization initiative. Although the initiative is intended to stimulate progress within the nation, it has engendered apprehensions regarding the escalating national debt crisis. Minister of Finance and Coordinating Minister of the Economy Wale Edun made the announcement during a press briefing that followed a Federal Executive Council (FEC) meeting on Monday at the Presidential Villa’s Council Chambers in Abuja, presided over by President Bola Tinubu. Edun disclosed that the loans would be characterized […] -
We’re Yet To Recover N243m Loan Disbursed To Nigerian Farmers Since 2011 – BOA
The Bank of Agriculture, BOA, asserts that it is diligently working to recover the N243 million loan extended to 150 Kwara debtors between 2011 and 2024. In an interview with the News Agency of Nigeria on Monday in Ilorin, BOA Ilorin Branch Manager Dele Aderibigbe revealed this information. According to him, the warehouse loan is classified as bad debt but is still being monitored for recovery. The BOA manager stated that the bank was already in discussions with telecommunications companies and other parties that could facilitate the tracing of debtors. “The loan is intended to be a revolving loan that […] -
World Bank Approves Fresh $700m Loan For Nigeria
The World Bank has approved a new $700 million loan for Nigeria to improve the education and empowerment of adolescent girls, according to a statement published on its website on Friday. The new loan will provide additional funding for the Adolescent Girls Initiative for Learning and Empowerment, which is an ongoing initiative.The statement read, “The World Bank has approved an additional $700 million for Nigeria to expand the Adolescent Girls Initiative for Learning and Empowerment programme, whose objective is to increase secondary education opportunities for girls in targeted states.”The additional funding will expand project activities from the current seven states […] -
African Development Bank Pledges $25 Billion for Climate Finance by 2050
The President of the African Development Bank, Akinwunmi Adeshina, announced on Tuesday that the institution will provide $25 billion for climate finance by 2050. During the second day of the momentous African Climate Summit, this announcement was made at the Kenyatta International Convention Centre in Nairobi, Kenya. The African Climate Summit is a first-of-its-kind initiative in Africa, with a central emphasis on green growth and climate finance, intended to foster a prosperous, carbon-free future for the continent. One of the primary goals of the summit is to establish Africa’s priorities for the 28th annual conference of members of the United […] -
Afreximbank Targets SME Traders With US$400mn China-Backed Loan
The African Export-Import Bank (Afreximbank) and the China Development Bank (CDB) have signed a $400 million term loan facility to enhance access to trade finance for small and medium-sized enterprises (SMEs) on the continent. Afreximbank says it will offer the facility to smaller firms engaged in international and intra-African commerce, as well as those in the productive sectors. Because the facility is provided by the CDB at a comparatively low cost, the organization asserts that it can pass on the financial benefit to end beneficiaries. The facility has a seven-year maturity and will be distributed directly by the multilateral financial […] -
AfDB To Launch $1bn Climate Adaptation Initiative For African Youths
The African Development Bank (AfDB) and the Global Center on Adaptation will initiate a $1 billion climate adaptation initiative for African youth, according to AfDB president Akinwumi Adesina. Adesina made the announcement on Sunday at the African Climate Youth Assembly, which was held in Nairobi, Kenya, prior to the Africa Climate Summit. The initiative, dubbed “Youth Adapt,” will provide seed funding for ideas and enterprises led by young people, according to him. The AfDB president said the programme has in the past funded over 33 businesses of African adolescents across 19 countries, adding that some of the businesses have further […]
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