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Get your FREE FirstCentral Credit Score

Check your credit score and see what lenders think of you. Lending decisions made using our credit data, we’ve got the score that counts.
(Note: You can only check your free score once monthly)

 

FirstCentral Credit Bureau

X-Score

A credit score is a statistical number that evaluates a consumer’s creditworthiness and is based on the individual’s credit history. It is an instant decision making tool that helps to reduce the time and cost associated with processing and underwriting credit applications.

Portfolio Monitoring Review (PMR)

The PMR report gives you an overview of your portfolio’s (internal and external) activity and performance over a specific time or period. The performance charts display the historical credit value and statistics of your portfolio as well as its performance.

iRemedy

iRemedy is a platform that allows authenticated users (financial and Non-financial institutions) edit records and also generate reports using a maker-checker system. The processes and status of operations can also be monitored and checked on the platform.

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Generate Credit Report

FirstCentral Credit Bureau offers credit reports, credit scores, and daily monitoring. Check your updated credit report and always know where your credit stands. Input your BVN and get your score.

Enhancing Possibilities

FirstCentral Credit Bureau

Nigeria’s First and Truly Independent Credit Intelligence Firm

  • Improve my credit score
  • Dispute my credit score/report
  • Get credit score analysis
  • Take a loan
  • Check my credit score
  • View my credit score

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Credit Worthy?

Credit Worthiness reflects a person’s, company’s, or entity’s ability to pay back a debt.

 

Credit Ratings?

A credit rating is an assessment of the creditworthiness of a borrower in general terms.

 

What's Your Value?

Your values are the things that you believe are important in the way you live and work.

Need Credit?

Most people know they need a good credit score, but often do not understand why.

WEBINAR INVITATION

We are pleased to inform you that FirstCentral Credit Bureau Limited is organizing a webinar themed: “Re-thinking the concept of lending” scheduled to hold on the 13th of October, 2022.

Our Testimonials

What People Say

Since I started using FirstCentral Credit Bureau my clients have been very happy at our reporting system which has on turn boost our customer base.
Odogwu

FirstCentral reports are concise, detailed and easy to understand. This has become a critical part of our risk management process, enabling us to effectively grow our revenues while managing the risk of doing so.
Seun

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Latest News

 

 

  • As NASS Passes The Education Bank Bill, Nigerian Students Will Be Able To Get Loans For School

    The Students Loan Bill, intended to provide students with the funding to begin, continue, and complete their postsecondary education, has been approved by the National Assembly’s two chambers. The Speaker of the House of Representatives, Femi Gbajabiamila, was the primary sponsor of the legislation known as the “Students Loan (Access to Higher Education) Bill, 2019.” His Special Adviser on Media and Publicity, Lanre Lasisi, revealed this in a statement. If President Muhammadu Buhari signs the legislation, it will lead to the creation of a Nigerian Education Bank, which Nigerians can use to get interest-free loans for higher education or other […]
  • To Combat Inflation, CBN Raises Lending Rates To 16.5%

    In an aggressive bid to combat growing inflation and pressure on the naira, the currency of the nation, the Central Bank of Nigeria, CBN, increased its lending rate to 16.5 percent. At the conclusion of the Monetary Policy Committee meeting on Tuesday in Abuja, the governor of the Central Bank of Nigeria (CBN), Godwin Emefiele, disclosed this information. The interest rate was raised by the apex bank to 14 percent months ago. Emefiele claims that the action had the desired effects on the economy of the nation. According to Mr. Emefiele, the committee also decided to keep the asymmetric corridor […]
  • Replay: Rethinking The Concept Of Lending

    Watch the recording of our webinar, where experts and some of the most important loan providers in Nigeria explain what it means to lend. See different stats and how loans can help you.
  • Bank Debtors And Businesses May Face Difficult Times As The CBN Raises Lending Rate To 15.5%

    The Monetary Policy Rate was raised by the Central Bank of Nigeria to 15% on Tuesday. The Minimum Rediscounted Rate (MRR), which the CBN held at 15% until August 17, 2003, is now at its greatest level. Up until the CBN announced a new monetary policy framework in 2006, which replaced the MRR with the Monetary Policy Rate, the MRR was the rate adopted by the CBN (MPR). At the 287th Monetary Policy Meeting, CBN Governor Godwin Emefiele stated that “the decision was a move to save the naira and reduce inflation.” The rate increase was approved by all of […]
  • Japan And the African Development Bank Have Pledged $5 Billion To Assist Indebted African Countries

    The Japanese government and the African Development Bank (AfDB) have formed a $5 billion financial partnership to assist countries in the region experiencing debt crises. According to a statement on the AfDB website, the bank made the vow on Sunday at the eighth Tokyo international conference on African development (TICAD8) in Tunisia. The AfDB stated that the assistance would be provided during the fifth phase of the enhanced private sector assistance for Africa project (EPSA 5) from 2023 to 2025. It stated that the fund will consist of $4 billion from the existing window and an extra $1 billion from […]
  • The Central Bank of Nigeria Advises Manufacturers To seek Loans From Organizations That Fund Development

    The Central Bank of Nigeria has recommended the Manufacturers Association of Nigeria (MAN) to seek finance from development financing institutions such as the Development Bank of Nigeria and the Bank of Industry. Mr. Eboagwu Ezulu, Deputy Director, Financial System Stability Directorate of the Central Bank of Nigeria (CBN), disclosed this at the first National Stakeholders Conference held in Lagos by the Association of Corporate Affairs Managers of Banks (ACAMB) in collaboration with the Chartered Institute of Bankers of Nigeria (CIBN). The Manufacturers Association of Nigeria (MAN) also urged commercial banks and the Organized Private Sector (OPS) to work together to […]