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Check your credit score and see what lenders think of you. Lending decisions made using our credit data, we’ve got the score that counts.
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FirstCentral Credit Bureau


A credit score is a statistical number that evaluates a consumer’s creditworthiness and is based on the individual’s credit history. It is an instant decision making tool that helps to reduce the time and cost associated with processing and underwriting credit applications.

Portfolio Monitoring Review (PMR)

The PMR report gives you an overview of your portfolio’s (internal and external) activity and performance over a specific time or period. The performance charts display the historical credit value and statistics of your portfolio as well as its performance.


iRemedy is a platform that allows authenticated users (financial and Non-financial institutions) edit records and also generate reports using a maker-checker system. The processes and status of operations can also be monitored and checked on the platform.


Generate Credit Report

FirstCentral Credit Bureau offers credit reports, credit scores, and daily monitoring. Check your updated credit report and always know where your credit stands. Input your BVN and get your score.

Enhancing Possibilities

FirstCentral Credit Bureau

Nigeria’s First and Truly Independent Credit Intelligence Firm

  • Improve my credit score
  • Dispute my credit score/report
  • Get credit score analysis
  • Take a loan
  • Check my credit score
  • View my credit score

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Credit Worthy?

Credit Worthiness reflects a person’s, company’s, or entity’s ability to pay back a debt.


Credit Ratings?

A credit rating is an assessment of the creditworthiness of a borrower in general terms.


What's Your Value?

Your values are the things that you believe are important in the way you live and work.

Need Credit?

Most people know they need a good credit score, but often do not understand why.

Our Testimonials

What People Say

Since I started using FirstCentral Credit Bureau my clients have been very happy at our reporting system which has on turn boost our customer base.

FirstCentral reports are concise, detailed and easy to understand. This has become a critical part of our risk management process, enabling us to effectively grow our revenues while managing the risk of doing so.

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Latest News



  • Gbajabiamila Proposes An Education Bank And A Student Loan Program

    THE Speaker of the House of Representatives, Hon. Femi Gbajabiamila has urged for the establishment of an Education Bank to provide interest-free loans to students in tertiary institutions in order to make funding education at that level more accessible to all. He also campaigned for the establishment of a Student Loan Scheme in the country. He made the remarks while delivering the 52nd convocation address at the University of Lagos, UNILAG, on Monday. The topic of the presentation was “Building Back Better: Creating a New Framework for Tertiary Education in Nigeria in the Twenty-First Century.” In this regard, he stated […]
  • Tambuwal: Sokoto Government Spent N2 Billion On MSMEs Development

    In the previous few years, the administration of Sokoto State has spent no less than N2 billion on the growth of entrepreneurship in the state. The money spent on providing capital to entrepreneurs “and reactivating some dormant industries in the state” was raised by the government in partnership with the Bank of Industry and distributed to beneficiaries as a Micro, Small, and Medium Enterprises (MSMEs) Development loan. Sokoto State Governor, Rt. Honorable Aminu Waziri Tambuwal, made the announcement on Saturday as he wrapped up a three-day entrepreneurship skills development training for 130 youths in the state hosted by the Sokoto […]
  • The Pan-African Payment Platform Will Lessen Reliance On Dollars And Pounds In The Continent’s Trade – Emefiele

    The Central Bank of Nigeria’s (CBN) governor, Godwin Emefiele, said the pan-African payment and settlement system (PAPSS) will ease cross-border transactions and minimize the use of third currencies in intra-African trade. For cross-border transactions in Africa, the third currencies are dollars, pounds, and euros. Emefiele made the remarks on Thursday at the opening of PAPSS in Accra, Ghana. The platform for commercial use was officially introduced by the Africa Export-Import Bank (Afreximbank) in partnership with the African Union (AU) and the African Continental Free Trade Area (AfCFTA). Speaking at the ceremony, Emefiele stated that the launch of PAPPS is a […]
  • Emefiele’s Foreign Exchange Policy Has Not Yielded The Expected Results

    The Central Bank of Nigeria’s measures to ensure the stability of the Naira has not yielded the expected results. This was revealed in a Global Finance article titled “Central Banker Report Cards 2021: The Art Of Timing.” In the report card ranking, Emefiele-led CBN was given a “C” grade for performance, the same mark as last year. Last year, central bank governors were on high alert as a worldwide health crisis jeopardized both fiscal and physical health.
  • Nigeria’s To Experience Growth Of 2.5 Percent In 2022, According To The World Bank

    According to the World Bank, the bounce is due to rising oil prices as well as faster development in telecommunications and financial services. The Nigerian economy is predicted to increase by 2.5 percent in 2022, up from 2.4 percent in 2021, according to the World Bank. According to the bank’s January 2022 Global Economic Prospects report, which was released on Tuesday, Nigeria’s growth is expected to go up slightly to 2.5 percent in 2022 and 2.8 percent in 2023. It attributed the rise in oil prices to the rebound, as well as faster growth in telecommunications and financial services. “Higher […]
  • Stanbic IBTC Launches SME Short-Term Loan Facility

    Stanbic IBTC Holdings Plc, a member of the Standard Bank Group, has created a short-term credit facility aimed at supplementing working capital to finance various business projects and bridging immediate cash flow needs of small and medium companies (SMEs). According to a lender statement, this practical lending solution allows SMEs to obtain loans with ease and convenience. It also has advantages such as repayment flexibility and simple documentation with no collateral. The ease of access to cash is noteworthy since it addresses one of the most pressing concerns confronting small and medium-sized enterprises in Nigeria: access to adequate finance. The […]