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FirstCentral Credit Bureau


A credit score is a statistical number that evaluates a consumer’s creditworthiness and is based on the individuals credit history. It is an instant decision making tool that helps to reduce the time and cost associated with processing and underwriting credit applications.

Portfolio Monitoring Review (PMR)

The PMR report gives you an overview of your portfolio’s (internal and external) activity and performance over a specific time period. The performance charts displays the historical credit value and statistics of your portfolio as well as its performance.


iRemedy is a platform that allow authenticated users (financial and Non-financial institutions) edit records and also generate reports using a maker-checker system. The processes and status of operations can also be monitored and checked on the platform.


Generate Credit Report

FirstCentral Credit Bureau offers credit reports, credit scores, and daily monitoring. Check your updated credit report and always know where your credit stands. Input your BVN and get your score.

Enhancing Possibilities

FirstCentral Credit Bureau

Nigeria’s First and Truly Independent Credit Intelligence Firm

  • Improve my credit score
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  • Take a loan
  • Check my credit score
  • View my credit score

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Credit Worthy?

Credit Worthiness reflects a person’s, company’s, or entity’s ability to pay back a debt.


Credit Ratings?

A credit rating is an assessment of the creditworthiness of a borrower in general terms.


What's Your Value?

Your values are the things that you believe are important in the way you live and work.

Need Credit?

Most people know they need a good credit score, but often do not understand why.

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What People Say

Since I started using FirstCentral Credit Bureau my clients have been very happy at our reporting system which has on turn boost our customer base.

FirstCentral reports are concise, detailed and easy to understand. This has become a critical part of our risk management process, enabling us to effectively grow our revenues while managing the risk of doing so.

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Latest News



  • The Central Bank Of Nigeria (CBN) Has Denied Plans To Nationalize Unity Bank

    A media allegation that the Central Bank of Nigeria (CBN) was considering nationalizing Unity Bank Plc was dismissed as “fake news” by the CBN yesterday. In a statement, CBN spokesman Osita Nwanisobi advised customers and other stakeholders to disregard the report, describing it as the work of swindlers. “The report is fake news,” he remarked. It contains an iota of truth.” He went on to say that such information should be ignored by the general population. According to the report, the apex bank’s targeted investigation of Unity Bank revealed that the Tier 2 lender is in “grave financial condition,” with […]
  • Naira Falls Despite Increase In Liquidity

    At the official Investors and Exporters window, the naira and the US dollar exchange rate closed at N411.07/$1. On Monday, the naira lost 0.08 percent versus the US dollar, closing at N411.07 per dollar, down from N410.75 per dollar on Friday, June 4th, 2021. The naira, on the other hand, stayed unchanged against the US dollar on Monday, closing at N502 per dollar on the parallel market. On Friday, June 4, 2021, the rate was the same as it was on Friday, June 4, 2021. The supply of dollars fell by 34.5 percent after the Nigerian Central Bank announced an […]
  • To Meet Customer Demand, The CBN Has Increased Forex Allocation To Banks

    The Central Bank of Nigeria (CBN) said Wednesday that it will enhance foreign exchange (forex) allocations to banks in order to satisfy the needs of consumers, particularly travelers, who want forex for travel allowances, tuition and medical bills, and other Invisibles. The moves came after the CBN Governor, Mr. Godwin Emefiele, warned managing directors of Deposit Money Banks (DMBs) not to deny customers, particularly travellers, the ability to purchase forex for Personal Travel Allowance (PTA), Basic Travel Allowance (BTA), tuition fees, and medical payments, as well as Small and Medium Enterprises (SMEs) at a weekend meeting. In a message, the […]
  • 3.1 Million Farmers Benefited From The Anchor Borrowers Initiative In April – CBN

    As of April 2021, the Central Bank of Nigeria (CBN) reported that 3,107,949 small-scale farmers had benefited from the Anchor Borrowers Program. Mr Osita Nwanisobi, CBN’s acting director of corporate communications, made the announcement at the bank’s special day at the ongoing 42nd Kaduna international trade fair, which is themed “Promoting Domestic Production to Mitigate Current Economic Challenges.” “The Anchor Borrowers Program was able to provide intervention facilities to 3,107,949 small holder farmers who cultivated 3.8 million hectares of land,” the director said, urging Nigerians, particularly women and youths, to participate in the CBN’s series of intervention programs. We therefore […]
  • SMEs and Households Benefit From The Central Bank of Nigeria (CBN) N253 billion Fund

    As part of its response to the COVID-19 pandemic, the Central Bank of Nigeria has released N253 billion to 548,345 recipients. Osita Nwanisobi, the bank’s acting director of corporate communications, revealed this on Thursday at the bank’s special day at the current 42nd Kaduna International Trade Fair, noting that the beneficiaries included 470,969 families and 77,376 SME’s. Nwanisobi, who was represented by Ahmed Mohammed Wali, Branch Controller, Kaduna, said the bank reduced the interest rate on CBN intervention loans from 9% to 5% to encourage more lending, and that the NIRSAL microfinance bank initially created a N150 billion Targeted Credit […]
  • Wema Bank Improves SME Financial Literacy

    Wema Bank Plc has reaffirmed its commitment to improving financial literacy and optimisation among its customers, particularly in the country’s Small and Medium Enterprises (SMEs). Facilitators presented thoughts on how SMEs may upscale their operations and the Wema products/services they can employ in a recent webinar titled “Unbundling Tax, Legal, and Compliance – Issues for SMEs.” The webinar is one of the ways the bank is educating its stockholders about financial literacy and business optimization. Hilary Ajodo, Head, Legal Services, Wema Bank; Taiwo Oyedele, Fiscal Policy Partner & Africa Tax Leader, PricewaterhouseCoopers (PwC); Linda Ochugbua, Head, Online Sales & Digital […]