your credit score
Get your FREE FirstCentral Credit Score
Check your credit score and see what lenders think of you. Lending decisions made using our credit data, we’ve got the score that counts.
(Note: You can only check your free score once monthly)
FirstCentral Credit Bureau
A credit score is a statistical number that evaluates a consumer’s creditworthiness and is based on the individuals credit history. It is an instant decision making tool that helps to reduce the time and cost associated with processing and underwriting credit applications.
Portfolio Monitoring Review (PMR)
The PMR report gives you an overview of your portfolio’s (internal and external) activity and performance over a specific time period. The performance charts displays the historical credit value and statistics of your portfolio as well as its performance.
iRemedy is a platform that allow authenticated users (financial and Non-financial institutions) edit records and also generate reports using a maker-checker system. The processes and status of operations can also be monitored and checked on the platform.
Generate Credit Report
FirstCentral Credit Bureau offers credit reports, credit scores, and daily monitoring. Check your updated credit report and always know where your credit stands. Input your BVN and get your score.
FirstCentral Credit Bureau
Nigeria’s First and Truly Independent Credit Intelligence Firm
- Improve my credit score
- Dispute my credit score/report
- Get credit score analysis
- Take a loan
- Check my credit score
- View my credit score
Credit Worthiness reflects a person’s, company’s, or entity’s ability to pay back a debt.
A credit rating is an assessment of the creditworthiness of a borrower in general terms.
What's Your Value?
Your values are the things that you believe are important in the way you live and work.
Most people know they need a good credit score, but often do not understand why.
What People Say
Sign up to our newsletter to learn more about our tools and products.
According to the World Bank, the COVID-19 pandemic reduced remittance inflows to Nigeria by 28% in 2020. According to the bank’s Migration and Development Brief 33 Phase 11 titled “COVID-19 Crisis Through a Migration Lens” published on Thursday, remittance flows to Sub-Saharan Africa dropped by 12.5%. According to the survey, the drop in remittance flows to Sub-Saharan Africa is largely due to a decrease in remittance flows to Nigeria. “The drop in remittance flows to Sub-Saharan Africa was almost entirely due to a 28% drop in remittance flows to Nigeria,” says the study. “With the exception of Nigeria, remittances to […]
Nigeria, Africa’s largest economy, requires urgent economic diversification to step away from a single source of income (oil and minerals) and toward multiple sources of income, according to the African Development Bank. Prof. Oyelaran-Oyeyinka Oyebanji, Senior Special Adviser on Industrialisation at the African Development Bank (AfDB), said this on Monday at the 22nd Founder’s Day Lecture of the Igbinedion University, Edo’s first private university. What the African Development Bank said about diversification “In order to achieve long-term recovery and development, Nigeria requires immediate economic diversification. Nothing illustrates the dangers of over-reliance on a single or limited range of resources more […]
Heritage Bank Plc has announced that as part of a private-sector partnership with Dukia Gold & Precious Metals Refining Co. Limited, it is on track to unlock over N344 billion in market value of gold investible instruments in the solid minerals sector, with plans to list on the Lagos Commodities and Futures Exchange. On Saturday, it announced this in a statement titled “Listing on LCFE: Heritage Bank-Dukia Gold set to unlock N344tn market worth of gold.” The step, according to the bank, would diversify revenue in the non-oil sector by stimulating solid mineral growth in line with the objectives of […]
United Bank for Africa (UBA) Plc, a pan-African financial institution, has rewarded ten of its loyal customers with a total amount of N10 million in the current UBA Savings Promo’s quarterly draws. This promo, which is held every quarter, is designed to thank the bank’s long-term customers and to provide new opportunities for potential and intending customers to join the increasing number of UBA millionaires who have previously benefited from many promotions. The virtual and clear electronic draw, which took place on Friday, was broadcast live through Zoom and the Facebook platform in strict accordance with the Federal and Lagos […]
Sterling Bank Plc shareholders approved resolutions for the payment of a five kobo per share dividend for the fiscal year 2020. The approval was given at the bank’s 59th annual general meeting, which was held by proxy in Lagos and streamed live through digital channels on Thursday, according to a statement titled “FY 2020: Shareholders commend Sterling Bank’s improved performance.” In a difficult year, Sterling Bank’s Chairman of the Board of Directors, Mr Asue Ighodalo, said the bank concentrated on the continued strategic growth of its core pillars – digitisation, agility, and specialisation. “Despite the harsh economic environment triggered by […]
Mrs Osaretin Demuren, President of the Bank Directors Association of Nigeria, has urged bank directors to improve their corporate governance practices in order to ensure the banking sector’s stability and transparency. On Wednesday, she said this at BDAN’s 24th annual general meeting in Lagos. It is important, she believes, to ensure that director appointments are duly accepted and that only eligible applicants are selected. “Bank directors should be trained in corporate governance. “You have to find out on what basis you’re hiring directors, and not everyone is corporate governance-compliant,” she said. “We have progressed beyond banking to the point where […]