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Get your FREE FirstCentral Credit Score

Check your credit score and see what lenders think of you. Lending decisions made using our credit data, we’ve got the score that counts.
(Note: You can only check your free score once monthly)


FirstCentral Credit Bureau


A credit score is a statistical number that evaluates a consumer’s creditworthiness and is based on the individual’s credit history. It is an instant decision making tool that helps to reduce the time and cost associated with processing and underwriting credit applications.

Portfolio Monitoring Review (PMR)

The PMR report gives you an overview of your portfolio’s (internal and external) activity and performance over a specific time or period. The performance charts display the historical credit value and statistics of your portfolio as well as its performance.


iRemedy is a platform that allows authenticated users (financial and Non-financial institutions) edit records and also generate reports using a maker-checker system. The processes and status of operations can also be monitored and checked on the platform.


Generate Credit Report

FirstCentral Credit Bureau offers credit reports, credit scores, and daily monitoring. Check your updated credit report and always know where your credit stands. Input your BVN and get your score.

Enhancing Possibilities

FirstCentral Credit Bureau

Nigeria’s First and Truly Independent Credit Intelligence Firm

  • Improve my credit score
  • Dispute my credit score/report
  • Get credit score analysis
  • Take a loan
  • Check my credit score
  • View my credit score

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Credit Worthy?

Credit Worthiness reflects a person’s, company’s, or entity’s ability to pay back a debt.


Credit Ratings?

A credit rating is an assessment of the creditworthiness of a borrower in general terms.


What's Your Value?

Your values are the things that you believe are important in the way you live and work.

Need Credit?

Most people know they need a good credit score, but often do not understand why.

Our Testimonials

What People Say

Since I started using FirstCentral Credit Bureau my clients have been very happy at our reporting system which has on turn boost our customer base.

FirstCentral reports are concise, detailed and easy to understand. This has become a critical part of our risk management process, enabling us to effectively grow our revenues while managing the risk of doing so.

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Latest News



  • The CBN Has Halted The Sale Of Dollars To BDCs

    The Central Bank of Nigeria (CBN) has announced that it will immediately cease selling foreign exchange to Nigerian Bureau De Change (BDC) operators. The Central Bank claims to have evidence that the BDCs were engaging in rent-seeking when it came to dollar sales. The remark was made by CBN governor Godwin Emefiele during a virtual press briefing on Tuesday to mark the end of the apex bank’s Monetary Policy Meeting (MPM). Emefiele also stated that the MPC has maintained all monetary policy parameters at the 11.5 percent Monetary Policy Rate. As a result, he stated that the CBN will no […]
  • FIRS and SystemSpecs Join Forces to Make Tax Remittances Easier

    SystemSpecs has partnered with the Federal Inland Revenue Service (FIRS) to boost tax administration through its Remita Payment Gateway, which powers payments on TaxPro-Max, a newly developed solution for submitting tax returns, as part of efforts to further simplify tax remittances in Nigeria. The Remita Payment Gateway platform for private sector and government payments has been integrated with the FIRS’s new TaxPro Max e-filling platform to automate tax filing, enable hassle-free registration, ease tax payments, and provide a single-view of transaction records, according to the company in a statement. Taxpayers can now register for TaxPro Max online or at a […]
  • Stanbic IBTC Re-affirms Commitment To SME’s

    Stanbic IBTC Bank Plc has reaffirmed its commitment to supporting Nigeria’s small and medium company (SME) sector. The bank recently held a webinar titled “Scaling Your Business in Challenging Economic Times,” which was well-attended by eager entrepreneurs hoping to overcome the economic issues that their businesses are now facing. The COVID-19 pandemic, a lack of innovative solutions, and a lack of access to adequate business finance, according to Wole Adeniyi, CEO of Stanbic IBTC Bank, are among the difficulties that have bedeviled Nigeria’s SME sector in recent years. “As a business entity, Stanbic IBTC understands that running a business is […]
  • Nigeria Has Lost N53.26 Billion In Two Months Due To Gas Flaring

    In the first two months of this year, Nigeria lost an estimated N53.26 billion as international oil corporations and local players flared a total of 33.04 billion standard cubic feet of natural gas. According to data received from the Nigerian National Petroleum Corporation, oil companies lost 17.53 billion scf of gas in February, compared to 15.51 billion scf in February. The 33.04 billion scf flared corresponds to an estimated loss of $129.85 million or N53.26 billion (using the official exchange rate of N410.13/dollar) at a price of $3.93 per 1,000 scf as of Wednesday. According to the NNPC’s latest monthly […]
  • TAJ Bank Releases New Software To Make Transactions Easier

    TAJ Bank, Nigeria’s non-interest bank, has announced that it has gone live with a Sopra Banking platform – core amplitude up, Sopra Banking Software’s core banking system (SBS). TAJ Bank explained in a statement released and signed by Mr. Hamid Joda, the bank’s founder, in Abuja yesterday: “We are pleased that Sopra Banking Software has assisted us in starting our banking activity.” SBS has shown its commitment to making our goals a reality. “The Central Bank of Nigeria (CBN) recently granted TAJ Bank a full banking license, and the bank went live in a record 6-month implementation project led by […]
  • The First Bank Loan To Firstmonie Agents In A Year Has Reached N100 Billion

    The First Bank Loan To Firstmonie Agents In A Year, Has Reached N100 Billion First Bank of Nigeria Limited says it had given out N100 billion to its 114,000 Firstmonie agents dispersed across the country’s 772 local government areas, one year after launching its agent credit scheme. The bank’s agent banking network, according to the bank, is part of its effort to enhance financial inclusion in the country while also creating jobs and empowering its consumers. The agent credit scheme was designed by the First Bank to encourage and expand the commercial activities of its leading agent banking platform, Firstmonie […]