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FirstCentral Credit Bureau

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A credit score is a statistical number that evaluates a consumer’s creditworthiness and is based on the individual’s credit history. It is an instant decision making tool that helps to reduce the time and cost associated with processing and underwriting credit applications.

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The PMR report gives you an overview of your portfolio’s (internal and external) activity and performance over a specific time or period. The performance charts display the historical credit value and statistics of your portfolio as well as its performance.

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iRemedy is a platform that allows authenticated users (financial and Non-financial institutions) edit records and also generate reports using a maker-checker system. The processes and status of operations can also be monitored and checked on the platform.

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Credit Worthiness reflects a person’s, company’s, or entity’s ability to pay back a debt.

 

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Since I started using FirstCentral Credit Bureau my clients have been very happy at our reporting system which has on turn boost our customer base.
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Latest News

 

 

  • The African Development Bank Will Develop Investment Banks For African Youthful Entrepreneurs

    Akinwumi Adesina, President of the African Development Bank (AfDB), announced on Wednesday that the multilateral lender would soon establish investment banks for young entrepreneurs on the continent. Speaking at the Commonwealth Business Forum in Kigali, Rwanda, Adesina questioned the structure of the continent’s existing commercial banks. He claimed that Africa’s present financial institution model was not built to benefit youth and that if 21-year-olds tried to receive loans from banks, they would demand 40 years of tax receipts in order to dissuade them from seeking financial assistance. The AfDB president emphasized that the Youth Entrepreneurship Investment Banks would focus on […]
  • FCMB Offers Auto Loans Of Up To N30 Million

    First City Monument Bank (FCMB) currently offers auto loans of up to N30 million at a reduced interest rate to encourage and simplify vehicle ownership for personal usage by millions of Nigerians. The car loan facilitates the purchase of new and used vehicles (popularly known as “Tokunbo”), with N500,000 as the minimum loan amount that a customer can obtain for a repayment period of up to 5 years. Mr. Shamsideen Fashola, Divisional Head, Personal Banking of the Bank, commented on the unique value proposition, saying, “We created a value proposition that is flexible, convenient, and empowers individuals, families, and businesses […]
  • The CBN Raises The Interest Rate From 11.5 Percent To 13 Percent

    The Monetary Policy Committee (MPC) of the Central Bank of Nigeria (CBN) raised the policy rate by up to 150 basis points to 13 percent following a meeting on Tuesday chaired by the bank’s governor, Godwin Emefiele, and maintained all other parameters, including the asymmetric corridor of +100/-700 basis points around the MPR, the CRR at 27.5 percent, and the Liquidity Ratio at 30 percent. The decision aligns the CBN with other central banks across the world in their initiatives to restrict money demand growth and the upward trend of domestic prices. Governor Emefiele stated that the decision was made […]
  • In 2022, The AfDB Will Lend $500 Million To Women In Order To Raise $5 Billion For African Women’s Companies

    Dr. Akinwumi Adesina, President of the African Development Bank (AfDB), has stated that the financial organization will lend $500 million to women by 2022. This comes as the bank’s Affirmative Action for Women in Africa (AFAWA) initiative raises $5 billion with the help of French President Emmanuel Macron and the G-7. This information is contained in a statement released by Adesina on his official Twitter account on Sunday, May 22, 2022, in which he also stated that the bank gave out $483 million to financial institutions to lend to women businesses in 2021. Adesina’s statement comes as the bank begins […]
  • Nigeria’s Foreign Reserves Fall To $1.2 Billion

    According to figures from the Central Bank of Nigeria, Nigeria’s foreign reserves have lost $1.2 billion since December 31, 2021. The reserves fell to $39.3 billion on May 6, down from $40.42 billion on December 31, 2021. In the last four months and six days, the reserves have lost 2.98 percent of their worth. Nigeria is currently dealing with the shocks of crude oil theft and subsidy payments, which the government claims are undermining the benefits of high crude oil prices supported by the Russia-Ukraine war. Brent crude oil prices are at $104.2, while West Texas Intermediate is selling for […]
  • Oshodi Traders Applaud The CBN’s Implementation Of e-Naira

    Traders at Kairo Market in Oshodi, Lagos, lauded the Central Bank of Nigeria (CBN) on Thursday for introducing the digital currency, e-Naira. The retailers were recognized at an awareness program hosted by the major bank in partnership with Bizi Mobile, an e-Naira wallet agent. Mr. Obinna Umeh, secretary of the Oshodi market union, praised the CBN for providing a long-term solution to the many false alarms received by traders, which he said had hampered their operations. “The CBN could not have come at a better time to educate us on e-Naira; there isn’t a day that goes by that we […]